Young people with disabilities face significant challenges when seeking financial support. Supplemental Security Income (SSI) provides economic assistance for individuals unable to work due to a disabling condition. Unlike Social Security Disability Insurance (SSDI), which requires a work history, SSI is based on financial need and disability status. Children and young adults in Illinois who meet the eligibility criteria can receive monthly payments to help cover basic living expenses.
Federal law under 42 U.S.C. § 1382c establishes the eligibility requirements for SSI, while Illinois disability laws outline additional factors that may affect a claim. The Social Security Administration (SSA) evaluates each application based on medical evidence, financial need, and disability status. Parents and guardians seeking SSI for a child must prove that the disability significantly limits daily activities. For young adults, eligibility depends on medical impairments and income limits.
Children under 18 may qualify for SSI if they have a medical condition that severely limits their ability to function. The SSA considers:
When a child turns 18, the SSA evaluates their disability using the adult disability standards under 20 C.F.R. § 416.920. This means:
Common Challenges In SSI Applications
Many young people are denied benefits because the SSA claims their condition is not severe enough. Providing comprehensive medical records, statements from treating physicians, and school reports can strengthen a claim.
To receive SSI, young applicants must meet strict income and resource limits under 20 C.F.R. § 416.1205. This includes:
If an SSI claim is denied, applicants have the right to appeal under 20 C.F.R. § 416.1400. This process involves:
Yes, but once a child turns 18, parental income is no longer considered when determining eligibility. The SSA evaluates the young adult’s own financial resources.
The SSA has a list of qualifying conditions in 20 C.F.R. Part 404, Subpart P, Appendix 1. Conditions must significantly impair daily activities and be expected to last at least 12 months.
Most claims take three to five months for an initial decision. Appeals can take longer, sometimes over a year, depending on case complexity.
Applicants can appeal within 60 days by requesting reconsideration. If denied again, they can request a hearing before an administrative law judge.
Yes, in Illinois, SSI recipients automatically qualify for Medicaid under 89 Ill. Adm. Code 120.10. This coverage helps pay for medical care, prescriptions, and therapy services.
Yes, if a young adult earns above the Substantial Gainful Activity (SGA) threshold, they may lose eligibility. However, certain programs, like Ticket to Work, allow limited employment.
Yes, but the SSA reviews the case at age 18 using adult disability criteria. If the individual still meets the requirements, benefits continue.
If you or a loved one needs help applying for SSI benefits in Illinois, legal guidance can make a difference. At Harold W. Conick & Associates, we assist families with applications, appeals, and hearings to ensure young people receive the benefits they deserve.
Contact our Chicago SSI attorney at Harold W. Conick & Associates by calling (800) 608-8881 to receive your free case evaluation. We serve clients in Chicago and throughout Illinois, helping them secure the financial support they need.
