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What Happens To Social Security Benefits After A Loved One Passes?

As a Social Security attorney in Illinois, I often meet with grieving families who are confused about what to do when a loved one who received Social Security passes away. It’s a difficult time emotionally, and trying to understand government procedures and benefits while also dealing with funeral arrangements and financial responsibilities can feel overwhelming. One of the most common questions I hear is: “What happens to their Social Security benefits now?” The truth is that there are specific steps to take, and certain benefits may still be available for surviving spouses, children, or other dependents. However, time-sensitive rules apply, and failing to act quickly can affect your eligibility.

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